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	<title>MoneyPlanSOS</title>
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	<link>http://www.moneyplansos.com</link>
	<description>Helping everyday Americans Pay Attention, Not Interest</description>
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		<title>sos062 Using a Break Even Analysis for lower insurance and higher deductibles</title>
		<link>http://www.moneyplansos.com/sos062-using-a-break-even-analysis-for-lower-insurance-and-higher-deductibles/</link>
		<comments>http://www.moneyplansos.com/sos062-using-a-break-even-analysis-for-lower-insurance-and-higher-deductibles/#comments</comments>
		<pubDate>Thu, 17 May 2012 12:25:15 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4099</guid>
		<description><![CDATA[I used a &#8220;Break Even Formula&#8221; to see if refinancing our house would make sense when closing costs could be recovered by the interest saved on the loan. Keith Bunn from CavUSFinancialCoaching sent in this question: I listened to podcast &#8230; <a href="http://www.moneyplansos.com/sos062-using-a-break-even-analysis-for-lower-insurance-and-higher-deductibles/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<title>Question from a newbie coach</title>
		<link>http://www.moneyplansos.com/question-from-a-newbie-coach/</link>
		<comments>http://www.moneyplansos.com/question-from-a-newbie-coach/#comments</comments>
		<pubDate>Mon, 14 May 2012 21:06:14 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4095</guid>
		<description><![CDATA[I received a message from a MoneyPlan SOS podcast listener looking for advice for a &#8220;newbie coach&#8221;. It&#8217;s a question I get a lot, and a question I hate to answer. Why? Because it&#8217;s full of roadblocks and Do&#8217;s &#38; Don&#8217;ts. &#8230; <a href="http://www.moneyplansos.com/question-from-a-newbie-coach/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos061 How to make your ID harder to steal</title>
		<link>http://www.moneyplansos.com/sos061-how-to-make-your-id-harder-to-steal/</link>
		<comments>http://www.moneyplansos.com/sos061-how-to-make-your-id-harder-to-steal/#comments</comments>
		<pubDate>Fri, 11 May 2012 04:42:26 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4075</guid>
		<description><![CDATA[Identity theft is running rampant in our nation. Here are 8 tips on how to make your ID harder to steal. Never give someone access to your accounts Keep user names or passwords for online accounts to yourself Don&#8217;t let &#8230; <a href="http://www.moneyplansos.com/sos061-how-to-make-your-id-harder-to-steal/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos060 To invest or Not to invest</title>
		<link>http://www.moneyplansos.com/sos060-to-invest-or-not-to-invest/</link>
		<comments>http://www.moneyplansos.com/sos060-to-invest-or-not-to-invest/#comments</comments>
		<pubDate>Wed, 02 May 2012 06:31:50 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4066</guid>
		<description><![CDATA[A MoneyPlanSOS podcast listener sent in a question about investing while in debt. He makes a great case study for us to examine if there is a one-size-fits-all get-out-of-debt plan, or not? Letter from a future investor: Steve, I listen to &#8230; <a href="http://www.moneyplansos.com/sos060-to-invest-or-not-to-invest/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Financial Literacy Month 2012 (April 30) Continued Financial Education</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-30-continued-financial-education/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-30-continued-financial-education/#comments</comments>
		<pubDate>Mon, 30 Apr 2012 16:10:48 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4058</guid>
		<description><![CDATA[What would we do if there was no financial education programs? There are thousands of bloggers, books, and financial literacy classes available, we just need to take advantage of these great resources and use them to improve our financial lives.]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-30-continued-financial-education/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Financial Literacy Month 2012 (April 27) Expect expenses when moving</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-27-expect-expenses-when-moving/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-27-expect-expenses-when-moving/#comments</comments>
		<pubDate>Fri, 27 Apr 2012 06:27:54 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4054</guid>
		<description><![CDATA[Moving is a time when you really don&#8217;t want to be building up debt. You should be concentrating on getting settled, adjusting to a new location, and building wealth with your new job. Matt Wegner from FinancialExcellence.net shares his thoughts &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-27-expect-expenses-when-moving/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-27-expect-expenses-when-moving/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 26) Gifts from the heart</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-26-gifts-from-the-heart/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-26-gifts-from-the-heart/#comments</comments>
		<pubDate>Thu, 26 Apr 2012 10:26:46 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4046</guid>
		<description><![CDATA[As you work hard to change your money habits, don&#8217;t mistake spending less on gifts for being &#8220;cheap&#8221; or &#8220;unloving&#8221;. You can give GREAT gifts if you&#8217;ll just consider what the gift recipient enjoys most. Trinkets are nice, but they &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-26-gifts-from-the-heart/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-26-gifts-from-the-heart/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 25) Explaining Tax Brackets</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-25-explaining-tax-brackets/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-25-explaining-tax-brackets/#comments</comments>
		<pubDate>Wed, 25 Apr 2012 06:25:41 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4040</guid>
		<description><![CDATA[Carrie from CarefulCents.com gives a brief explanation of taxable income and tax brackets. Determine taxable income Take the total of all income (W2 or self-employed such as from a 1099) and subtract any exemptions or deductions. The 6 tax brackets &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-25-explaining-tax-brackets/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-25-explaining-tax-brackets/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Financial Literacy Month 2012 (April 24) Avoid bankruptcy with Pro Rata</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-24-avoid-bankruptcy-with-pro-rata/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-24-avoid-bankruptcy-with-pro-rata/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 06:24:55 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4034</guid>
		<description><![CDATA[Brad Chaffee from EnemyOfDebt.com offers some great advice for those who are falling behind on debt payments and considering bankruptcy. The Pro-rata Method can keep creditors off your back and help you avoid future judgments, or the execution of a judgment &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-24-avoid-bankruptcy-with-pro-rata/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-24-avoid-bankruptcy-with-pro-rata/feed/</wfw:commentRss>
		<slash:comments>3</slash:comments>
		</item>
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		<title>Financial Literacy Month (April 23) Paying for Kid&#8217;s College</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-april-23-paying-for-kids-college/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-april-23-paying-for-kids-college/#comments</comments>
		<pubDate>Mon, 23 Apr 2012 13:20:01 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4029</guid>
		<description><![CDATA[Jon White, Personal Finance Coach giving a new perspective on your money, shares 3 ways to pay for your child&#8217;s college education. It pays to plan ahead and either take advantage of tax-favored accounts (529 or ESA plans) or strengthen &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-april-23-paying-for-kids-college/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-april-23-paying-for-kids-college/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>sos059 Financial Products that keep the Middle Class Middle Class</title>
		<link>http://www.moneyplansos.com/sos059-financial-products-that-keep-the-middle-class-middle-class/</link>
		<comments>http://www.moneyplansos.com/sos059-financial-products-that-keep-the-middle-class-middle-class/#comments</comments>
		<pubDate>Sat, 21 Apr 2012 10:59:38 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=4017</guid>
		<description><![CDATA[There are more financial products out there than there are players in professional baseball. Many are good for our financial lives but some are bad. The following products cause a false sense of security, zap money from our cashflow, or &#8230; <a href="http://www.moneyplansos.com/sos059-financial-products-that-keep-the-middle-class-middle-class/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/sos059-financial-products-that-keep-the-middle-class-middle-class/feed/</wfw:commentRss>
		<slash:comments>7</slash:comments>
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		<title>Financial Literacy Month 2012 (April 20) BUDGET PARTY!!!</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-20-budget-party/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-20-budget-party/#comments</comments>
		<pubDate>Fri, 20 Apr 2012 06:20:18 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3996</guid>
		<description><![CDATA[There are five rules OnTargetCoach and his wife follow when it&#8217;s time to work on the household budget: Rule #1: Invite your spouse &#8211; do it a few days ahead and in person (don&#8217;t text the invite!) Rule #2: Bring snacks (or dessert) &#8211; &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-20-budget-party/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-20-budget-party/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 19) Mutual Funds</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-19-mutual-funds/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-19-mutual-funds/#comments</comments>
		<pubDate>Thu, 19 Apr 2012 04:53:57 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3993</guid>
		<description><![CDATA[Jeff Rose from GoodFinancialCents.com tells us how mutual funds are like chicken and vegetable soup. It&#8217;s convenient You don&#8217;t have to measure out the ingredients or even chose what goes into it. The hard work has already been done for you.  When &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-19-mutual-funds/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 18) Be Resourceful</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-18-be-resourceful/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-18-be-resourceful/#comments</comments>
		<pubDate>Wed, 18 Apr 2012 06:18:32 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3989</guid>
		<description><![CDATA[Julia Graylion from PromisesFC.com encourages us to be resourceful &#8211; at home and at work.  Paying off debt and committing to live within your means is not only an acknowledgement of the finite nature of your money. Living within your means also &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-18-be-resourceful/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-18-be-resourceful/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 17) H.O.P.E.</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-17-h-o-p-e/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-17-h-o-p-e/#comments</comments>
		<pubDate>Tue, 17 Apr 2012 06:17:48 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3970</guid>
		<description><![CDATA[Bradley Vinson from BradleyVinson.com explains what he feels is the most important step to debt freedom: H.O.P.E for a life without financial stress. Hate debt Organize life Prioritize Engage with positive people]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-17-h-o-p-e/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 16) Stock vs Bonds</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-16-stock-vs-bonds/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-16-stock-vs-bonds/#comments</comments>
		<pubDate>Mon, 16 Apr 2012 06:01:23 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3955</guid>
		<description><![CDATA[Marc Prosser describes the differences between Stocks and Bonds Stocks: You own a part of a company. When a company makes profits you do well. You can get a piece of those profits back in the form of dividends or &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-16-stock-vs-bonds/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-16-stock-vs-bonds/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<item>
		<title>sos058 Is Couponing worth the time?</title>
		<link>http://www.moneyplansos.com/sos058-is-couponing-worth-the-time/</link>
		<comments>http://www.moneyplansos.com/sos058-is-couponing-worth-the-time/#comments</comments>
		<pubDate>Sat, 14 Apr 2012 18:46:00 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3916</guid>
		<description><![CDATA[Jenny Kerr from TheJennyPincher.com shares her experiences with couponing. Couponing is not just cutting pieces of paper out of your local ads, it involves shopping, travel, and seeking out great values to help you stretch your dollar. It can become &#8230; <a href="http://www.moneyplansos.com/sos058-is-couponing-worth-the-time/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>To save for vacation or just go &#8211; April 13 Financial Literacy Month Vlog</title>
		<link>http://www.moneyplansos.com/to-save-for-vacation-or-just-go-april-13-financial-literacy-month-vlog/</link>
		<comments>http://www.moneyplansos.com/to-save-for-vacation-or-just-go-april-13-financial-literacy-month-vlog/#comments</comments>
		<pubDate>Fri, 13 Apr 2012 08:01:44 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3906</guid>
		<description><![CDATA[Jackie Walters from TheBudgetWorks.com produced this humorous video created by her daughter to exemplify the importance for us to save for a vacation. Woven into the background of this drama skit are four important points to consider when planning a &#8230; <a href="http://www.moneyplansos.com/to-save-for-vacation-or-just-go-april-13-financial-literacy-month-vlog/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/to-save-for-vacation-or-just-go-april-13-financial-literacy-month-vlog/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>The Time Value of couponing &#8211; April 12 Financial Literacy Month Vlog</title>
		<link>http://www.moneyplansos.com/the-time-value-of-couponing-april-12-financial-literacy-month-vlog/</link>
		<comments>http://www.moneyplansos.com/the-time-value-of-couponing-april-12-financial-literacy-month-vlog/#comments</comments>
		<pubDate>Thu, 12 Apr 2012 08:01:26 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3895</guid>
		<description><![CDATA[Jenny at TheJennyPincher.com discusses the Time Value of Clipping Coupons Clipping coupons is not a necessary part of getting out of debt as it doesn&#8217;t work for everyone. It takes a lot of time, effort and money to get the &#8230; <a href="http://www.moneyplansos.com/the-time-value-of-couponing-april-12-financial-literacy-month-vlog/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 11) Emergency Reserves</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-11-emergency-reserves/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-11-emergency-reserves/#comments</comments>
		<pubDate>Wed, 11 Apr 2012 08:45:04 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3884</guid>
		<description><![CDATA[José Figueroa from FigueroaFinancial.com discusses building up an emergency reserve fund and answers the questions: What constitutes and emergency? How much should I have in emergency reserves? What are the benefits of having an emergency reserve fund? Follow him at Twitter.com/JFigueroa310 Like &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-11-emergency-reserves/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 10) Communication and money</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-10-communication-and-money/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-10-communication-and-money/#comments</comments>
		<pubDate>Tue, 10 Apr 2012 10:01:06 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3879</guid>
		<description><![CDATA[Travis Pizel from Our Journey To Zero shares 4 ways to communicate about money in a relationship and how it is helping them pay off $100,000 in credit card debt (OUCH!) 1) Communication has to be a 2-way street. Both &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-10-communication-and-money/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-10-communication-and-money/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 9) Quick Questions about ROTH IRA</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-9-quick-questions-about-roth-ira/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-9-quick-questions-about-roth-ira/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 13:35:34 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3850</guid>
		<description><![CDATA[Philip Taylor from http://ptmoney.com answers 10 quick questions about the powerful investment vehicle, the Roth IRA. Roth IRA questions like: What is a Roth IRA? How does it work? Can you contribute to both a 401k and a Roth IRA? And does PTMoney use a &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-9-quick-questions-about-roth-ira/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-9-quick-questions-about-roth-ira/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>sos057 PerkStreet: A checking account with rewards</title>
		<link>http://www.moneyplansos.com/sos057-perkstreet-a-checking-account-with-rewards/</link>
		<comments>http://www.moneyplansos.com/sos057-perkstreet-a-checking-account-with-rewards/#comments</comments>
		<pubDate>Mon, 09 Apr 2012 04:19:23 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3855</guid>
		<description><![CDATA[PerkStreet is a relatively new financial product that&#8217;s doing everything right: It&#8217;s a checking account with a debit card that allows you to earn rewards on things you already and the same zero-liability protection major credit cards have. I asked &#8230; <a href="http://www.moneyplansos.com/sos057-perkstreet-a-checking-account-with-rewards/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 6) Becoming Self Employed</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-6-becoming-self-employed/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-6-becoming-self-employed/#comments</comments>
		<pubDate>Fri, 06 Apr 2012 04:23:11 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3843</guid>
		<description><![CDATA[Carrie Smith from CarefulCents.com (podcast guest from Episode 54) gives us 4 things to consider before becoming self-employed: 1) Business name &#8211; Could use your name with Social Security number, DBA, Inc or LLC 2) Open separate checking account &#8211; &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-6-becoming-self-employed/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/financial-literacy-month-2012-april-6-becoming-self-employed/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 5) &#8211; 4 money principles for kids</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-5/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-5/#comments</comments>
		<pubDate>Thu, 05 Apr 2012 04:58:26 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3836</guid>
		<description><![CDATA[Christine Douglas from MoneyScholar.net shares four main principles kids need to learn in order to be responsible money managers. Save: For the hot item of the moment (bike, game, doll) Invest: For something 10 years or more (college, car, house) &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-5/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 4) Kids and Money</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-4-kids-and-money/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-4-kids-and-money/#comments</comments>
		<pubDate>Wed, 04 Apr 2012 03:34:27 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3831</guid>
		<description><![CDATA[Isaac Chaffee, Jr. Partner and son of Brad Chaffee from Enemy Of Debt, shares his thoughts about kids and money. How should he pay for an iPhone? What does he like about being out of debt? Will he ever get &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-4-kids-and-money/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Financial Literacy Month 2012 (April 3rd)</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-3rd/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-3rd/#comments</comments>
		<pubDate>Tue, 03 Apr 2012 03:59:32 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3823</guid>
		<description><![CDATA[Kay Lynn Akers from BucksomeBoomer.com shares five ways to save when dining out. For more great tips visit her blog or connect with her on Facebook.com/BucksomeBoomerPage You can also follow her on Twitter.com/Bucksome Share the wealth Give us your thoughts and &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-3rd/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Financial Literacy Month 2012 (April 2nd)</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-2nd/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-2nd/#comments</comments>
		<pubDate>Mon, 02 Apr 2012 14:29:11 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Financial Literacy Month]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3807</guid>
		<description><![CDATA[April is National Financial Literacy Month, that time of year we set aside a few minutes to learn how money really works and apply new-found lessons to our financial lives. This year I have gathered together with over a dozen &#8230; <a href="http://www.moneyplansos.com/financial-literacy-month-2012-april-2nd/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>sos056 Jeff Rose starts a Roth IRA Movement</title>
		<link>http://www.moneyplansos.com/sos056-jeff-rose-starts-a-roth-ira-movement/</link>
		<comments>http://www.moneyplansos.com/sos056-jeff-rose-starts-a-roth-ira-movement/#comments</comments>
		<pubDate>Fri, 30 Mar 2012 12:04:21 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3793</guid>
		<description><![CDATA[Jeff Rose, Certified Financial Planner from GoodFinancialCents, started a Roth IRA Movement. He shares his story of speaking to a group of youth that have never heard of this wonderful investing option and how he got over 140 bloggers to &#8230; <a href="http://www.moneyplansos.com/sos056-jeff-rose-starts-a-roth-ira-movement/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/sos056-jeff-rose-starts-a-roth-ira-movement/feed/</wfw:commentRss>
		<slash:comments>5</slash:comments>
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		<title>Pay for the tree or the seed? Why I invest in a ROTH IRA</title>
		<link>http://www.moneyplansos.com/pay-for-the-tree-or-the-seed/</link>
		<comments>http://www.moneyplansos.com/pay-for-the-tree-or-the-seed/#comments</comments>
		<pubDate>Tue, 27 Mar 2012 03:00:19 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3755</guid>
		<description><![CDATA[Choosing a qualified retirement account I don&#8217;t have the benefits of getting a match or having someone contribute to a pension plan in my name. Most people who are in my situation have two great options to choose from: A &#8230; <a href="http://www.moneyplansos.com/pay-for-the-tree-or-the-seed/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>sos055 Forgiving Student Loans &#8211; HR 4170</title>
		<link>http://www.moneyplansos.com/sos055-forgiving-student-loans-hr-4170/</link>
		<comments>http://www.moneyplansos.com/sos055-forgiving-student-loans-hr-4170/#comments</comments>
		<pubDate>Wed, 21 Mar 2012 22:40:04 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3774</guid>
		<description><![CDATA[Zac Bissonnette, Jon White, Jackie Walters, and Brent Pittman were gracious enough to spend time in helping me understand the Student Loan Forgiveness Act of 2012 that is being put in front of Congress. Thanks to Deacon Bradley from LifeStoked.com &#8230; <a href="http://www.moneyplansos.com/sos055-forgiving-student-loans-hr-4170/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>4 marketing messages I find objectionable</title>
		<link>http://www.moneyplansos.com/4-marketing-messages-i-find-objectionable/</link>
		<comments>http://www.moneyplansos.com/4-marketing-messages-i-find-objectionable/#comments</comments>
		<pubDate>Sat, 17 Mar 2012 21:19:21 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3682</guid>
		<description><![CDATA[Before you read this list you must understand: The contents of this article are my opinion and do not constitute any wrong-doing on the part of the advertisers. In most cases, the practices noted below work very well. It&#8217;s the &#8230; <a href="http://www.moneyplansos.com/4-marketing-messages-i-find-objectionable/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos054 Which tax prep software should I use</title>
		<link>http://www.moneyplansos.com/sos054-which-tax-prep-software-should-i-use/</link>
		<comments>http://www.moneyplansos.com/sos054-which-tax-prep-software-should-i-use/#comments</comments>
		<pubDate>Wed, 14 Mar 2012 05:01:28 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3714</guid>
		<description><![CDATA[Carrie Smith, CB and PFB Carrie Smith is a Certified bookkeeper (CB) specializing in small business accounting and has been doing so for over a decade. She is also a Personal Finance Blogger and has written articles for Yahoo!Finance, PerkStreet, and is &#8230; <a href="http://www.moneyplansos.com/sos054-which-tax-prep-software-should-i-use/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Letter to my FPU class</title>
		<link>http://www.moneyplansos.com/letter-to-my-fpu-class/</link>
		<comments>http://www.moneyplansos.com/letter-to-my-fpu-class/#comments</comments>
		<pubDate>Mon, 12 Mar 2012 20:55:03 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3727</guid>
		<description><![CDATA[The 50% drop-out average About half of Financial Peace University students stop attending by the 7th class because they see the upcoming lessons &#8211; which have to do with investing, real estate, and saving for kid&#8217;s college &#8211;  as being &#8230; <a href="http://www.moneyplansos.com/letter-to-my-fpu-class/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos053 Understanding YNAB with Jesse Mecham</title>
		<link>http://www.moneyplansos.com/sos053-understanding-ynab-with-jesse-mecham/</link>
		<comments>http://www.moneyplansos.com/sos053-understanding-ynab-with-jesse-mecham/#comments</comments>
		<pubDate>Thu, 08 Mar 2012 03:54:30 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3692</guid>
		<description><![CDATA[Jesse Mecham is the founder of YNAB &#8211; You Need A Budget. He shares his story of how YNAB became more than a spreadsheet and has turned into an elegant, beautiful piece of software with a flexible method of budgeting &#8230; <a href="http://www.moneyplansos.com/sos053-understanding-ynab-with-jesse-mecham/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Dr. Seuss understood the Joneses and peer pressure</title>
		<link>http://www.moneyplansos.com/dr-seuss-understood-the-joneses-and-peer-pressure/</link>
		<comments>http://www.moneyplansos.com/dr-seuss-understood-the-joneses-and-peer-pressure/#comments</comments>
		<pubDate>Sat, 03 Mar 2012 17:39:16 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3666</guid>
		<description><![CDATA[Dr. Seuss knew how to illustrate people&#8217;s need for feeling like they &#8220;belonged&#8221; and the power of peer pressure. His story of The Sneetches is the perfect example. Many people see these fairy-tale characters, a bunch of bird-looking characters with &#8230; <a href="http://www.moneyplansos.com/dr-seuss-understood-the-joneses-and-peer-pressure/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Financial Literacy Month 2012 (April 3)</title>
		<link>http://www.moneyplansos.com/financial-literacy-month-2012-april-3/</link>
		<comments>http://www.moneyplansos.com/financial-literacy-month-2012-april-3/#comments</comments>
		<pubDate>Fri, 02 Mar 2012 12:29:24 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3816</guid>
		<description><![CDATA[Kay Lynn Akers from BucksomeBoomer.comshares 5 ways to save money when dining out. You can follow her on Twitter.com/Bucksome Friend her on Facebook.com/BucksomeBoomerPage Share the wealth by sharing your thoughts and ideas in the comment section below.]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos052 8 Terms to understand when investing in Mutual Funds</title>
		<link>http://www.moneyplansos.com/sos052-8-terms-to-understand-when-investing-in-mutual-funds/</link>
		<comments>http://www.moneyplansos.com/sos052-8-terms-to-understand-when-investing-in-mutual-funds/#comments</comments>
		<pubDate>Thu, 01 Mar 2012 07:37:35 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3657</guid>
		<description><![CDATA[Diversification Owning a few shares of a bunch of different companies. You could buy 200 shares of Microsoft or you could buy a couple shares of a bunch of different companies. Think of it this way: If you put all &#8230; <a href="http://www.moneyplansos.com/sos052-8-terms-to-understand-when-investing-in-mutual-funds/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>FICO is King but doesn&#8217;t know everything</title>
		<link>http://www.moneyplansos.com/fico-is-king-but-doesnt-know-everything/</link>
		<comments>http://www.moneyplansos.com/fico-is-king-but-doesnt-know-everything/#comments</comments>
		<pubDate>Wed, 29 Feb 2012 14:34:10 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[eCredable]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3615</guid>
		<description><![CDATA[In the online world In the online world, FICO is king. When you go apply for a credit card or car loan all those computer systems on the back-end are totally dependent on getting access to your credit score in &#8230; <a href="http://www.moneyplansos.com/fico-is-king-but-doesnt-know-everything/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>How to prepare for $5 gallon gas</title>
		<link>http://www.moneyplansos.com/how-to-prepare-for-5-gallon-gas/</link>
		<comments>http://www.moneyplansos.com/how-to-prepare-for-5-gallon-gas/#comments</comments>
		<pubDate>Mon, 27 Feb 2012 14:06:03 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3625</guid>
		<description><![CDATA[Rumor has it that gas prices will increase this summer. I don&#8217;t know why this is news, it always increases in the months following May, but knowing this is going to happen can help us be ready for $5.00 a &#8230; <a href="http://www.moneyplansos.com/how-to-prepare-for-5-gallon-gas/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos051 Earn Points and Miles without Credit Cards</title>
		<link>http://www.moneyplansos.com/sos051-earn-points-and-miles-without-credit-cards/</link>
		<comments>http://www.moneyplansos.com/sos051-earn-points-and-miles-without-credit-cards/#comments</comments>
		<pubDate>Fri, 24 Feb 2012 06:52:00 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3635</guid>
		<description><![CDATA[One thing that happens when traveling a lot is we tend to grow a large collection of reward memberships: Car rentals, airlines, hotel programs, there are all kinds of ways to collect points or earn rewards. Free stuff is great, right? &#8230; <a href="http://www.moneyplansos.com/sos051-earn-points-and-miles-without-credit-cards/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bad Market or Housing Trifecta</title>
		<link>http://www.moneyplansos.com/bad-market-or-housing-trifecta/</link>
		<comments>http://www.moneyplansos.com/bad-market-or-housing-trifecta/#comments</comments>
		<pubDate>Tue, 21 Feb 2012 07:10:53 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3594</guid>
		<description><![CDATA[When the housing market is bad Home values have dropped, there&#8217;s a lot of inventory on the market, and rates are low. What that means is this: The prices of homes are lower than they were 4-5 years ago A &#8230; <a href="http://www.moneyplansos.com/bad-market-or-housing-trifecta/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos050 Who cares what Dave Ramsey Says</title>
		<link>http://www.moneyplansos.com/sos050-who-cares-what-dave-ramsey-says/</link>
		<comments>http://www.moneyplansos.com/sos050-who-cares-what-dave-ramsey-says/#comments</comments>
		<pubDate>Sat, 18 Feb 2012 18:17:07 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3583</guid>
		<description><![CDATA[I&#8217;m a HUGE Dave Ramsey fan. I listen to all three hours of the radio show, occasionally volunteer at live events, and I&#8217;m the only individual in Missouri who is Certified to teach the Financial Peace University Workplace Edition along &#8230; <a href="http://www.moneyplansos.com/sos050-who-cares-what-dave-ramsey-says/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>sos049 Recommended Percentages</title>
		<link>http://www.moneyplansos.com/sos049-recommended-percentages/</link>
		<comments>http://www.moneyplansos.com/sos049-recommended-percentages/#comments</comments>
		<pubDate>Thu, 09 Feb 2012 05:44:02 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3557</guid>
		<description><![CDATA[This is a great exercise to see if there are any financial anomalies in your house that are out of whack. The spreadsheet (Recommended Percentage spreadsheet) includes high and low percentages recommended for 11 categories. How do you compare to &#8230; <a href="http://www.moneyplansos.com/sos049-recommended-percentages/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>sos048 Invest Like Spock</title>
		<link>http://www.moneyplansos.com/sos048-invest-like-spock/</link>
		<comments>http://www.moneyplansos.com/sos048-invest-like-spock/#comments</comments>
		<pubDate>Fri, 03 Feb 2012 23:22:18 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3546</guid>
		<description><![CDATA[Emotions help make most of the decisions with our disposable income. A lot of what we do with our money is based on emotions: We want something, we like something, it sounds good or looks good. Some play  money is &#8230; <a href="http://www.moneyplansos.com/sos048-invest-like-spock/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Can reward points be taxed</title>
		<link>http://www.moneyplansos.com/can-reward-points-be-taxed/</link>
		<comments>http://www.moneyplansos.com/can-reward-points-be-taxed/#comments</comments>
		<pubDate>Thu, 02 Feb 2012 05:12:39 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3538</guid>
		<description><![CDATA[Sure. Why not? It would be consistent with the bankruptcy code, valuables left to loved ones in a will, and has to be included in a list of documents when filing for divorce. Things that have value should be taxed, &#8230; <a href="http://www.moneyplansos.com/can-reward-points-be-taxed/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>It is Godly to have some money</title>
		<link>http://www.moneyplansos.com/it-is-godly-to-have-some-money/</link>
		<comments>http://www.moneyplansos.com/it-is-godly-to-have-some-money/#comments</comments>
		<pubDate>Sat, 28 Jan 2012 18:07:48 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3529</guid>
		<description><![CDATA[There is a pre-conception that Christians are not supposed to be rich. Our culture believes that we are not honoring God unless we give everything away and live in poverty. We live like Kings First of all, if that were &#8230; <a href="http://www.moneyplansos.com/it-is-godly-to-have-some-money/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos047 Who Do You Work For</title>
		<link>http://www.moneyplansos.com/sos047-who-do-you-work-for/</link>
		<comments>http://www.moneyplansos.com/sos047-who-do-you-work-for/#comments</comments>
		<pubDate>Fri, 27 Jan 2012 06:10:03 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3503</guid>
		<description><![CDATA[Pretend you work for $20 an hour and wanted to buy a new iPod Touch for $200. You would need to work for 10 hours to make $200, right? What we forgot in the calculation &#8211; income taxes Don&#8217;t forget that &#8230; <a href="http://www.moneyplansos.com/sos047-who-do-you-work-for/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>3,2,1 Budget in less than 2 minutes</title>
		<link>http://www.moneyplansos.com/321-budget-in-less-than-2-minutes/</link>
		<comments>http://www.moneyplansos.com/321-budget-in-less-than-2-minutes/#comments</comments>
		<pubDate>Wed, 25 Jan 2012 05:21:43 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3494</guid>
		<description><![CDATA[Watch how I create The Absolute Simplest Budget That Works in less than 2 minutes from the front seat of my car. Also, Bonus material at the end shows how this spreadsheet works great for those with a variable or &#8230; <a href="http://www.moneyplansos.com/321-budget-in-less-than-2-minutes/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Suze Orman 4-letter word drinking game</title>
		<link>http://www.moneyplansos.com/suze-orman-4-letter-word-drinking-game/</link>
		<comments>http://www.moneyplansos.com/suze-orman-4-letter-word-drinking-game/#comments</comments>
		<pubDate>Fri, 20 Jan 2012 20:13:32 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3471</guid>
		<description><![CDATA[Warning: Highly-opinionated post! Do not read if you are a Suze Orman fan The Money Class show At the request of a friend I recorded “The Money Class”, a new show by Suze Orman. While watching it, I tried to &#8230; <a href="http://www.moneyplansos.com/suze-orman-4-letter-word-drinking-game/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos046 Defending Suze Orman</title>
		<link>http://www.moneyplansos.com/sos046-defending-suze-orman/</link>
		<comments>http://www.moneyplansos.com/sos046-defending-suze-orman/#comments</comments>
		<pubDate>Thu, 19 Jan 2012 03:32:35 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3454</guid>
		<description><![CDATA[I&#8217;m defending Suze Orman, not for her behavior in calling some personal finance bloggers idiots but for something she did with her &#8220;Approved Card&#8221; that I would love to see other card issuers do. Why am I even talking about &#8230; <a href="http://www.moneyplansos.com/sos046-defending-suze-orman/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>sos045 Setting Goals Part 2</title>
		<link>http://www.moneyplansos.com/sos045-setting-goals-part-2/</link>
		<comments>http://www.moneyplansos.com/sos045-setting-goals-part-2/#comments</comments>
		<pubDate>Thu, 12 Jan 2012 14:23:35 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3423</guid>
		<description><![CDATA[Jon White continues this week in Part 2 of Setting Financial Goals in 2012. In Part 1 of Setting Goals for 2012 In Episode 44 we discussed taking a look at where you are before you get started: How much &#8230; <a href="http://www.moneyplansos.com/sos045-setting-goals-part-2/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Pros and Cons of Suze Orman&#8217;s Approved Card</title>
		<link>http://www.moneyplansos.com/pros-and-cons-of-suze-ormans-approved-card/</link>
		<comments>http://www.moneyplansos.com/pros-and-cons-of-suze-ormans-approved-card/#comments</comments>
		<pubDate>Mon, 09 Jan 2012 22:38:20 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3408</guid>
		<description><![CDATA[There&#8217;s a new product on the market, sort of Financial Adviser and TV host Suze Orman has created a pre-paid card that is supposed to be the smart choice for you. What are the true benefits of the Approved Card that isn&#8217;t &#8230; <a href="http://www.moneyplansos.com/pros-and-cons-of-suze-ormans-approved-card/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>sos044 Setting Goals with Jon White</title>
		<link>http://www.moneyplansos.com/sos044-setting-goals-with-jon-white/</link>
		<comments>http://www.moneyplansos.com/sos044-setting-goals-with-jon-white/#comments</comments>
		<pubDate>Fri, 06 Jan 2012 05:48:41 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3346</guid>
		<description><![CDATA[The first of a 2-part series from Jon White from JWFinancialCoaching.com Resolutions are like the End Zone Most people make resolutions like &#8220;I want to lose weight&#8221; or &#8220;I want to save more money this year&#8221;. Resolutions are like the end zone &#8230; <a href="http://www.moneyplansos.com/sos044-setting-goals-with-jon-white/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos043 Top 11 of 2011</title>
		<link>http://www.moneyplansos.com/sos043-top-11-of-2011/</link>
		<comments>http://www.moneyplansos.com/sos043-top-11-of-2011/#comments</comments>
		<pubDate>Fri, 30 Dec 2011 16:19:18 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3322</guid>
		<description><![CDATA[If you are new or want to revisit MoneyPlanSOS podcast episodes More than a year has passed since the introduction of the MoneyPlanSOS podcast. Here is a list of the Top 11 episodes from 2011: Episode #5: The Absolute Simplest &#8230; <a href="http://www.moneyplansos.com/sos043-top-11-of-2011/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos042 Changing Values Into Valuables</title>
		<link>http://www.moneyplansos.com/sos042-changing-values-into-valuables/</link>
		<comments>http://www.moneyplansos.com/sos042-changing-values-into-valuables/#comments</comments>
		<pubDate>Fri, 23 Dec 2011 14:16:54 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3310</guid>
		<description><![CDATA[We all have things we value One of the things we have to do when building our house of financial freedom open up some windows (share and experience things with others). I call this giving. There are plenty of ways &#8230; <a href="http://www.moneyplansos.com/sos042-changing-values-into-valuables/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos041 They Need Our Eyeballs</title>
		<link>http://www.moneyplansos.com/sos041-they-need-our-eyeballs/</link>
		<comments>http://www.moneyplansos.com/sos041-they-need-our-eyeballs/#comments</comments>
		<pubDate>Sat, 17 Dec 2011 07:45:59 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3256</guid>
		<description><![CDATA[In Episode 40 I shared with you Who I Am and that you can’t believe everything you read (or see on TV). The media does’t make money unless they sell advertising. What do they need for advertisers to pay them &#8230; <a href="http://www.moneyplansos.com/sos041-they-need-our-eyeballs/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>sos040 &#8211; Who I Am</title>
		<link>http://www.moneyplansos.com/sos040-who-i-am/</link>
		<comments>http://www.moneyplansos.com/sos040-who-i-am/#comments</comments>
		<pubDate>Wed, 07 Dec 2011 06:08:00 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3226</guid>
		<description><![CDATA[I don&#8217;t really have a story. There was no life-altering event or pre-destined career choice I followed in order to help people with their personal finances. Sorry, no car chases or bungee-jumping in my history caused me decide to do &#8230; <a href="http://www.moneyplansos.com/sos040-who-i-am/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>What I wear should tell you something</title>
		<link>http://www.moneyplansos.com/what-i-wear-should-tell-you-something/</link>
		<comments>http://www.moneyplansos.com/what-i-wear-should-tell-you-something/#comments</comments>
		<pubDate>Tue, 29 Nov 2011 00:23:50 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3188</guid>
		<description><![CDATA[If a picture is worth 1,000 words then what you see me wear should tell you something about who I am: First and foremost&#8230; I am a husband and value my marriage. This comes second only to my relationship with &#8230; <a href="http://www.moneyplansos.com/what-i-wear-should-tell-you-something/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>6</slash:comments>
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		<title>Living Beyond Awesome book release</title>
		<link>http://www.moneyplansos.com/living-beyond-awesome-book-release/</link>
		<comments>http://www.moneyplansos.com/living-beyond-awesome-book-release/#comments</comments>
		<pubDate>Sat, 26 Nov 2011 05:08:33 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3178</guid>
		<description><![CDATA[Jen McDonough, guest of the MoneyPlanSOS podcast episode 18, was unable to run the distance of two blocks but decided to participate in the Ironman Triathlon. She tested her faith and physical abilities to compete in one of the most daunting &#8230; <a href="http://www.moneyplansos.com/living-beyond-awesome-book-release/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos039 Open Enrollment &#8211; 401k or IRA</title>
		<link>http://www.moneyplansos.com/sos039-open-enrollment-401k-or-ira/</link>
		<comments>http://www.moneyplansos.com/sos039-open-enrollment-401k-or-ira/#comments</comments>
		<pubDate>Wed, 23 Nov 2011 06:39:15 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3146</guid>
		<description><![CDATA[Saving for retirement is very important. The first thing is to open an account and the second is to keep putting money in it over a long period of time. Like planting a seed: Opening an account is like planting &#8230; <a href="http://www.moneyplansos.com/sos039-open-enrollment-401k-or-ira/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos038 Open Enrollment &#8211; Cafeteria Plans and saving with FSA</title>
		<link>http://www.moneyplansos.com/sos038-open-enrollment-cafeteria-plans-and-saving-with-fsa/</link>
		<comments>http://www.moneyplansos.com/sos038-open-enrollment-cafeteria-plans-and-saving-with-fsa/#comments</comments>
		<pubDate>Fri, 18 Nov 2011 16:39:45 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3120</guid>
		<description><![CDATA[Cafeteria Plans are part of the Section 125 in the IRS code. What that means for you: Only for employees of companies who offer such plans Pre-tax benefit: BOTH employer and employee save on Federal Income taxes and Social Security/Medicare &#8230; <a href="http://www.moneyplansos.com/sos038-open-enrollment-cafeteria-plans-and-saving-with-fsa/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos037 Open Enrollment &#8211; Insurance Options</title>
		<link>http://www.moneyplansos.com/sos037-open-enrollment-insurance-options/</link>
		<comments>http://www.moneyplansos.com/sos037-open-enrollment-insurance-options/#comments</comments>
		<pubDate>Thu, 10 Nov 2011 23:51:26 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3099</guid>
		<description><![CDATA[Open Enrollment occurs around this time every year. Packets full of information about employee benefits are filling mailboxes everywhere. We often choose what looks like the best deal but there are other options. Have you looked at the alternatives? Health &#8230; <a href="http://www.moneyplansos.com/sos037-open-enrollment-insurance-options/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos036 Should I Refi</title>
		<link>http://www.moneyplansos.com/sos036-should-i-refi/</link>
		<comments>http://www.moneyplansos.com/sos036-should-i-refi/#comments</comments>
		<pubDate>Fri, 28 Oct 2011 06:22:17 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=3062</guid>
		<description><![CDATA[Interest rates are so incredibly low that it makes sense for many homeowners to refinance. Do you understand all the options available to you? Do you know all the ins-and-outs when it comes to getting a mortgage? It wasn&#8217;t until &#8230; <a href="http://www.moneyplansos.com/sos036-should-i-refi/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>10 Things Poor People Say</title>
		<link>http://www.moneyplansos.com/10-things-poor-people-say/</link>
		<comments>http://www.moneyplansos.com/10-things-poor-people-say/#comments</comments>
		<pubDate>Fri, 21 Oct 2011 10:39:25 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2978</guid>
		<description><![CDATA[There is a difference between being broke and being poor Being broke has everything to do with the amount of assets you own versus the amount of money you owe (debt). You can do something about that: Spend less than &#8230; <a href="http://www.moneyplansos.com/10-things-poor-people-say/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>8</slash:comments>
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		<title>sos035-A MoneyPlan for Kids</title>
		<link>http://www.moneyplansos.com/sos035-a-moneyplan-for-kids/</link>
		<comments>http://www.moneyplansos.com/sos035-a-moneyplan-for-kids/#comments</comments>
		<pubDate>Thu, 20 Oct 2011 06:29:25 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2986</guid>
		<description><![CDATA[Teaching kids about money is hard. The good news is that it isn&#8217;t complicated. It can be broken down to four things: The three things you can do with money and how you get some (work). There are only 3 &#8230; <a href="http://www.moneyplansos.com/sos035-a-moneyplan-for-kids/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>The first 10 things to do when you become a Millionaire</title>
		<link>http://www.moneyplansos.com/first-10-things-to-do-when-you-become-a-millionaire/</link>
		<comments>http://www.moneyplansos.com/first-10-things-to-do-when-you-become-a-millionaire/#comments</comments>
		<pubDate>Fri, 14 Oct 2011 00:24:06 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2960</guid>
		<description><![CDATA[What are the first 10 things you must do once reaching Millionaire status? Save an additional $2,000 (see next step) Throw a $2,000 party (only after Step #1 is completed) Hire an Estate Planner (to set up boundaries between your &#8230; <a href="http://www.moneyplansos.com/first-10-things-to-do-when-you-become-a-millionaire/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>sos034-Saying No To FICO</title>
		<link>http://www.moneyplansos.com/sos034-saying-no-to-fico/</link>
		<comments>http://www.moneyplansos.com/sos034-saying-no-to-fico/#comments</comments>
		<pubDate>Wed, 12 Oct 2011 06:38:18 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2953</guid>
		<description><![CDATA[I&#8217;m Saying No To FICO and working on my Debit Score 5 components of FICO score: 10% Type of credit (debt) 10% New credit (debt) 15% Credit (debt) history 30% How much you owe 35% Debt payment history Each of &#8230; <a href="http://www.moneyplansos.com/sos034-saying-no-to-fico/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>sos033-eCredable is Incredible</title>
		<link>http://www.moneyplansos.com/sos033-ecredable-is-incredible/</link>
		<comments>http://www.moneyplansos.com/sos033-ecredable-is-incredible/#comments</comments>
		<pubDate>Wed, 05 Oct 2011 03:37:12 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Credit Report]]></category>
		<category><![CDATA[eCredable is incredible]]></category>
		<category><![CDATA[FICO/Credit Score]]></category>
		<category><![CDATA[How eCredable helps your credit rating]]></category>
		<category><![CDATA[Improve your credit rating]]></category>
		<category><![CDATA[Interview with eCredable]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2857</guid>
		<description><![CDATA[Steve Ely, CEO of eCredable, used to work for Equifax running the Direct Consumer Business. One of the challenges he experienced was they had a very limited scope in terms of how they could help consumers. Consumers really wanted help with financial &#8230; <a href="http://www.moneyplansos.com/sos033-ecredable-is-incredible/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>Who gets hurt when you don&#8217;t use debt?</title>
		<link>http://www.moneyplansos.com/who-gets-hurt-when-you-dont-use-debt/</link>
		<comments>http://www.moneyplansos.com/who-gets-hurt-when-you-dont-use-debt/#comments</comments>
		<pubDate>Tue, 04 Oct 2011 14:47:42 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2868</guid>
		<description><![CDATA[&#160; Who gets hurt when you make one choice or the other? When you pay for college without taking out student loans, who gets hurt? The Government doesn&#8217;t get your interest? They also don&#8217;t have to worry about defaults on &#8230; <a href="http://www.moneyplansos.com/who-gets-hurt-when-you-dont-use-debt/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>sos032-Privatizing Social Security with Ashley Barnett</title>
		<link>http://www.moneyplansos.com/032-privatizing-social-security-with-ashley-barnett/</link>
		<comments>http://www.moneyplansos.com/032-privatizing-social-security-with-ashley-barnett/#comments</comments>
		<pubDate>Wed, 28 Sep 2011 02:52:48 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Personalize Social Security]]></category>
		<category><![CDATA[Privatize Social Security]]></category>
		<category><![CDATA[Social Security]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2838</guid>
		<description><![CDATA[Ashley Barnett, Personal Finance Blogger from MoneyTalksCoaching.com, shares her thoughts on Social Security. We know the system is broken but what can be done to fix it? She has an idea and she wrote about it in her blogpost &#8220;An &#8230; <a href="http://www.moneyplansos.com/032-privatizing-social-security-with-ashley-barnett/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>In the past 10 years</title>
		<link>http://www.moneyplansos.com/in_the_past_10_years/</link>
		<comments>http://www.moneyplansos.com/in_the_past_10_years/#comments</comments>
		<pubDate>Sun, 11 Sep 2011 21:40:42 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2794</guid>
		<description><![CDATA[There is no reason for you to read this post. There is no financial message or deep-meaning in these words other than to remind us that things will always change: In the past 10 years: We have seen iPods, YouTube, &#8230; <a href="http://www.moneyplansos.com/in_the_past_10_years/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>A message from my Financial Advisor</title>
		<link>http://www.moneyplansos.com/a-message-from-my-financial-advisor/</link>
		<comments>http://www.moneyplansos.com/a-message-from-my-financial-advisor/#comments</comments>
		<pubDate>Fri, 09 Sep 2011 15:46:19 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Have A Plan]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[Money Behaviors]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2782</guid>
		<description><![CDATA[I received a letter from my Financial Advisor two weeks ago. With the &#8220;debt ceiling crisis&#8221; coming to a head, he felt it important to send this to all his clients. The message was familiar, but not in the way &#8230; <a href="http://www.moneyplansos.com/a-message-from-my-financial-advisor/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>sos031-House Poor Are You</title>
		<link>http://www.moneyplansos.com/sos031-house-poor-are-you/</link>
		<comments>http://www.moneyplansos.com/sos031-house-poor-are-you/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 05:41:04 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Buying vs Renting]]></category>
		<category><![CDATA[Future Financial Ministers]]></category>
		<category><![CDATA[Home Mortgage]]></category>
		<category><![CDATA[House Poor]]></category>
		<category><![CDATA[House vs Apartment]]></category>
		<category><![CDATA[Rent vs Buy]]></category>
		<category><![CDATA[Renting Versus Buying]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2761</guid>
		<description><![CDATA[House Poor Are You? There are some stark differences that I just wanted point out between buying and renting because knowing these differences might just help that first home buyer or someone who is strapped to their house. You see, &#8230; <a href="http://www.moneyplansos.com/sos031-house-poor-are-you/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>5</slash:comments>
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		<title>Monkeys With Money</title>
		<link>http://www.moneyplansos.com/monkeyswithmoney/</link>
		<comments>http://www.moneyplansos.com/monkeyswithmoney/#comments</comments>
		<pubDate>Mon, 29 Aug 2011 02:11:38 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Money Behaviors]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2722</guid>
		<description><![CDATA[There is no lesson or moral to this post, only the means to expose how our lizard brains work. A study by Associate Professor of Economics, Keith Chen, showed that monkeys understand the basics on how money works and can &#8230; <a href="http://www.moneyplansos.com/monkeyswithmoney/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>3</slash:comments>
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		<title>030 MPSOS &#8211; Real Life Case Story</title>
		<link>http://www.moneyplansos.com/030-mpsos-real-life-case-story/</link>
		<comments>http://www.moneyplansos.com/030-mpsos-real-life-case-story/#comments</comments>
		<pubDate>Wed, 24 Aug 2011 14:46:58 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Real Life Case Study]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2678</guid>
		<description><![CDATA[Glenn and Fredonna didn&#8217;t have a plan for their money. He handled the finances and she was a &#8220;willing bystander&#8221; with the budget. When they contacted me they wanted to do better, to have a plan for their money. And &#8230; <a href="http://www.moneyplansos.com/030-mpsos-real-life-case-story/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Winning With Money</title>
		<link>http://www.moneyplansos.com/winning-with-money/</link>
		<comments>http://www.moneyplansos.com/winning-with-money/#comments</comments>
		<pubDate>Fri, 19 Aug 2011 18:01:28 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Money Behaviors]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2647</guid>
		<description><![CDATA[How do you know you are winning financially?  This is a topic I shared with Matt Wegner, Financial Coach at FinancialExcellence.net. He was intrigued with the question and thought it would be a good discussion for his internet radio show &#8230; <a href="http://www.moneyplansos.com/winning-with-money/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>029 MPSOS &#8211; Everything Is Normal</title>
		<link>http://www.moneyplansos.com/029-mpsos-everything-is-normal/</link>
		<comments>http://www.moneyplansos.com/029-mpsos-everything-is-normal/#comments</comments>
		<pubDate>Wed, 17 Aug 2011 07:50:34 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Great Recovery]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2637</guid>
		<description><![CDATA[Alex Humphrey from AlexSpeaks.com tells us that Everything is Normal. Places, people, things, even the way we think money should be handled is weird to some but becomes normal when you&#8217;re around it long enough. To read the original blogposts visit: http://alexspeaks.com/9-lessons-i-learned-in-jamaica/ &#8230; <a href="http://www.moneyplansos.com/029-mpsos-everything-is-normal/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Vid-torial: Easy Term Life Quotes</title>
		<link>http://www.moneyplansos.com/vid-torial-easy-term-life-quotes/</link>
		<comments>http://www.moneyplansos.com/vid-torial-easy-term-life-quotes/#comments</comments>
		<pubDate>Fri, 12 Aug 2011 15:16:21 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[How-To]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Tutorials]]></category>
		<category><![CDATA[Vid-Torials]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2627</guid>
		<description><![CDATA[Do you think you have enough life insurance? Are you afraid to ask because you think some pushy salesman might sell you a bad product? This video shows how quick and easy it is to find prices on term life &#8230; <a href="http://www.moneyplansos.com/vid-torial-easy-term-life-quotes/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>2</slash:comments>
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		<title>028 MPSOS &#8211; Debt Snowball Calculator with Eric Lentz</title>
		<link>http://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/</link>
		<comments>http://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 13:34:46 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Budgeting]]></category>
		<category><![CDATA[Debt Snowball]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2605</guid>
		<description><![CDATA[Eric Lentz paid off $53,000 in debt over 24 months. As he worked two full-time jobs and got intense on eliminating his loans he created an Excel spreadsheet to track the amount of money he had available to increase paying &#8230; <a href="http://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/028-mpsos-debt-snowball-calculator-with-eric-lentz/feed/</wfw:commentRss>
		<slash:comments>9</slash:comments>
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		<title>Government Debt Snowball</title>
		<link>http://www.moneyplansos.com/government-debt-snowball/</link>
		<comments>http://www.moneyplansos.com/government-debt-snowball/#comments</comments>
		<pubDate>Wed, 10 Aug 2011 06:40:08 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Debt Snowball]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2589</guid>
		<description><![CDATA[What if we had balanced the national budget and could actually pay off our debt? I know, it seems unbelievable. But what if? What if we used the debt snowball method to pay off our national debt? Don&#8217;t think it &#8230; <a href="http://www.moneyplansos.com/government-debt-snowball/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>027 MPSOS &#8211; Crown Financial Ministries with John Riley</title>
		<link>http://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/</link>
		<comments>http://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/#comments</comments>
		<pubDate>Wed, 03 Aug 2011 04:35:27 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Financial Coaches]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2565</guid>
		<description><![CDATA[John Riley is the US Director of Volunteer Ministries at Crown Financial Ministries and has his eyes on Heaven in 2011. He serves a number of people at Crown who give of their time freely to churches, businesses, and schools in &#8230; <a href="http://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/027-mpsos-crown-financial-ministries-with-john-riley/feed/</wfw:commentRss>
		<slash:comments>1</slash:comments>
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		<title>Vacation Savings Tip 06</title>
		<link>http://www.moneyplansos.com/vacation_savings_tip_06/</link>
		<comments>http://www.moneyplansos.com/vacation_savings_tip_06/#comments</comments>
		<pubDate>Sun, 31 Jul 2011 23:45:19 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Saving Tips]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2555</guid>
		<description><![CDATA[How can you turn unused hotel rewards and airline points into vacation money? The last in short video series of Vacation Saving Tips:]]></description>
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		<slash:comments>2</slash:comments>
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		<title>Giving back is for theives</title>
		<link>http://www.moneyplansos.com/giving-back-is-for-theives/</link>
		<comments>http://www.moneyplansos.com/giving-back-is-for-theives/#comments</comments>
		<pubDate>Sun, 31 Jul 2011 20:39:24 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Give]]></category>
		<category><![CDATA[Tithe]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2541</guid>
		<description><![CDATA[I have always has a problem with the phrase &#8220;giving back&#8221;. You&#8217;ve heard it before: Give back to the parents who raised you Giving back to the community Giving back to God I&#8217;m a giver, I love to give. Why &#8230; <a href="http://www.moneyplansos.com/giving-back-is-for-theives/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Vacation Savings Tip 05</title>
		<link>http://www.moneyplansos.com/vacation-savings-tip-05/</link>
		<comments>http://www.moneyplansos.com/vacation-savings-tip-05/#comments</comments>
		<pubDate>Fri, 29 Jul 2011 13:24:59 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Debit&Credit Cards]]></category>
		<category><![CDATA[Saving Tips]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2536</guid>
		<description><![CDATA[This tip gives an example of how many credit card points you need to have a nice vacation. &#160;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>026 MPSOS &#8211; Build a House of Financial Freedom</title>
		<link>http://www.moneyplansos.com/026-mpsos-build-a-house-of-financial-freedom/</link>
		<comments>http://www.moneyplansos.com/026-mpsos-build-a-house-of-financial-freedom/#comments</comments>
		<pubDate>Thu, 28 Jul 2011 05:32:56 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Have A Plan]]></category>
		<category><![CDATA[Top 5 Countdown]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2522</guid>
		<description><![CDATA[Imagine a home where there are no obligations (debt). Here is the step-by-step plan to building a house of Financial Freedom: Work Plan Give Pay for necessities Save $1,000 Pay for a few wants Pay off all debt (except mortgage). &#8230; <a href="http://www.moneyplansos.com/026-mpsos-build-a-house-of-financial-freedom/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Vacation Savings Tip 04</title>
		<link>http://www.moneyplansos.com/vacation-savings-tip-04/</link>
		<comments>http://www.moneyplansos.com/vacation-savings-tip-04/#comments</comments>
		<pubDate>Tue, 26 Jul 2011 13:42:07 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Save]]></category>
		<category><![CDATA[Saving Tips]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2514</guid>
		<description><![CDATA[Vacation Savings Tip #4: A quick tip on how to give the kids money while on vacation AND save money &#8211; all in one suggestion! &#160;]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Your checkbook is like a gas tank</title>
		<link>http://www.moneyplansos.com/your-checkbook-is-like-a-gas-tank/</link>
		<comments>http://www.moneyplansos.com/your-checkbook-is-like-a-gas-tank/#comments</comments>
		<pubDate>Mon, 25 Jul 2011 10:05:44 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Money Is Like...]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2394</guid>
		<description><![CDATA[What would you do if you ran out of gas? Would you risk asking for assistance from strangers? Would you call a tow-truck or AAA? Would you take a long walk to the nearest station and buy a gallon tank? &#8230; <a href="http://www.moneyplansos.com/your-checkbook-is-like-a-gas-tank/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>4</slash:comments>
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		<title>Dave Ramsey Says 10 Broke Things</title>
		<link>http://www.moneyplansos.com/dave-ramsey-says-10-broke-things/</link>
		<comments>http://www.moneyplansos.com/dave-ramsey-says-10-broke-things/#comments</comments>
		<pubDate>Sat, 23 Jul 2011 05:55:20 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Broke]]></category>
		<category><![CDATA[Dave Ramsey]]></category>
		<category><![CDATA[Money Behaviors]]></category>
		<category><![CDATA[Top 10 Lists]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2494</guid>
		<description><![CDATA[Dave Ramsey doesn&#8217;t read blogposts on the air. He usually reads articles from USA Today or CNN Money.com. But 1 year ago today he did something that I couldn&#8217;t believe: He read my blog on the air. It was quite &#8230; <a href="http://www.moneyplansos.com/dave-ramsey-says-10-broke-things/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>10</slash:comments>
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		<title>025 MPSOS &#8211; The Great Recovery Action Steps</title>
		<link>http://www.moneyplansos.com/025-mpsos-the-great-recovery-action-steps/</link>
		<comments>http://www.moneyplansos.com/025-mpsos-the-great-recovery-action-steps/#comments</comments>
		<pubDate>Fri, 22 Jul 2011 09:40:21 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Financial Coaches]]></category>
		<category><![CDATA[Great Recovery]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2490</guid>
		<description><![CDATA[The Great Recovery was simulcast all over America on July 21st. Dave Ramsey called out to Church Leaders and Financial Peace University Coordinators all over America to inject a spirit of hope into our congregations, communities, and our country. The &#8230; <a href="http://www.moneyplansos.com/025-mpsos-the-great-recovery-action-steps/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>8</slash:comments>
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		<title>Vacation Savings Tip 03</title>
		<link>http://www.moneyplansos.com/vacation-savings-tip-03/</link>
		<comments>http://www.moneyplansos.com/vacation-savings-tip-03/#comments</comments>
		<pubDate>Wed, 20 Jul 2011 09:44:50 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Saving Tips]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2482</guid>
		<description><![CDATA[The third video in a series to give you ideas on how to save money on vacation.]]></description>
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		<slash:comments>3</slash:comments>
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		<title>If you can read box scores, you can budget!</title>
		<link>http://www.moneyplansos.com/if-you-can-read-box-scores-you-can-budget/</link>
		<comments>http://www.moneyplansos.com/if-you-can-read-box-scores-you-can-budget/#comments</comments>
		<pubDate>Mon, 18 Jul 2011 09:44:16 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Money Behaviors]]></category>
		<category><![CDATA[Money Is Like...]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2341</guid>
		<description><![CDATA[I am constantly amazed at guys that can read box scores and can tell you everything that happened, even if they didn&#8217;t watch the game. They speak in figures: Innings, At-Bats, Runs, Errors, all kinds of information that a novice &#8230; <a href="http://www.moneyplansos.com/if-you-can-read-box-scores-you-can-budget/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Vacation Savings Tip 02</title>
		<link>http://www.moneyplansos.com/vacation-savings-tip-02/</link>
		<comments>http://www.moneyplansos.com/vacation-savings-tip-02/#comments</comments>
		<pubDate>Fri, 15 Jul 2011 02:39:38 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Saving Tips]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2470</guid>
		<description><![CDATA[]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/vacation-savings-tip-02/feed/</wfw:commentRss>
		<slash:comments>2</slash:comments>
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		<title>024 MPSOS &#8211; Zac Bissonnette, Real Life Case Study guest</title>
		<link>http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/</link>
		<comments>http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/#comments</comments>
		<pubDate>Tue, 12 Jul 2011 10:52:53 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Real Life Case Study]]></category>
		<category><![CDATA[Student Loans]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2442</guid>
		<description><![CDATA[  Zac Bissonnette, writer for Time.com and Author of Debt Free U, is passionate about personal finance and financial literacy issues. Zac has been studying and researching for many years on ways to pay for higher education and he views &#8230; <a href="http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
		<wfw:commentRss>http://www.moneyplansos.com/024-mpsos-real-life-case-study-with-zac-bissonnette/feed/</wfw:commentRss>
		<slash:comments>4</slash:comments>
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		<title>Handling money is like driving a car</title>
		<link>http://www.moneyplansos.com/handling-money-is-like-driving-a-car/</link>
		<comments>http://www.moneyplansos.com/handling-money-is-like-driving-a-car/#comments</comments>
		<pubDate>Mon, 11 Jul 2011 08:33:10 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Money Behaviors]]></category>
		<category><![CDATA[Money Is Like...]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2335</guid>
		<description><![CDATA[You see, using a Budget is like a windshield &#8211; it allows you to look ahead, make safe course corrections, and enjoy the ride. Paying for things with Cash or Debit cards is like using the side windows. You can &#8230; <a href="http://www.moneyplansos.com/handling-money-is-like-driving-a-car/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Vacation Savings Tip 01</title>
		<link>http://www.moneyplansos.com/vacation-savings-tip-01/</link>
		<comments>http://www.moneyplansos.com/vacation-savings-tip-01/#comments</comments>
		<pubDate>Thu, 07 Jul 2011 23:59:37 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Video-Tutorials]]></category>
		<category><![CDATA[Saving Tips]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2422</guid>
		<description><![CDATA[]]></description>
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		<slash:comments>5</slash:comments>
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		<title>023 MPSOS &#8211; Savings Goals</title>
		<link>http://www.moneyplansos.com/023-mpsos-savings-goals/</link>
		<comments>http://www.moneyplansos.com/023-mpsos-savings-goals/#comments</comments>
		<pubDate>Wed, 06 Jul 2011 03:00:06 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Have A Plan]]></category>
		<category><![CDATA[Save]]></category>
		<category><![CDATA[Top 5 Countdown]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2398</guid>
		<description><![CDATA[You need to save money. Once you have learned to live on less than you make, what do you do with the extra money? First thing for anyone (whether in debt or not): Have $1,000 in cash put aside for &#8230; <a href="http://www.moneyplansos.com/023-mpsos-savings-goals/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Cheapskate &#8211; afraid to spend money</title>
		<link>http://www.moneyplansos.com/cheapskate-afraid-to-spend-money/</link>
		<comments>http://www.moneyplansos.com/cheapskate-afraid-to-spend-money/#comments</comments>
		<pubDate>Mon, 04 Jul 2011 22:13:12 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Blog Entries]]></category>
		<category><![CDATA[Cheapskate]]></category>
		<category><![CDATA[Money Behaviors]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2375</guid>
		<description><![CDATA[I&#8217;m a cheapskate. I don&#8217;t want to spend money when I don&#8217;t have to. If I can save money by temporarily fixing something with Elmer&#8217;s glue and a twisty-tie then I&#8217;m all for it! One of my biggest problems when &#8230; <a href="http://www.moneyplansos.com/cheapskate-afraid-to-spend-money/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>022 MPSOS &#8211; Living Without Credit Cards Pt4</title>
		<link>http://www.moneyplansos.com/022-mpsos/</link>
		<comments>http://www.moneyplansos.com/022-mpsos/#comments</comments>
		<pubDate>Tue, 28 Jun 2011 15:45:32 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Debit&Credit Cards]]></category>
		<category><![CDATA[Living Without Credit Cards]]></category>
		<category><![CDATA[Visa Zero Liability]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2370</guid>
		<description><![CDATA[One giant choice we can make to get control of our money is to stop using credit cards. It may seem impossible but the steps I&#8217;ve laid out in this 4 part series gives anyone some time to work the &#8230; <a href="http://www.moneyplansos.com/022-mpsos/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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		<title>021 MPSOS &#8211; Real Life Case Study with Kelly Brantley</title>
		<link>http://www.moneyplansos.com/021-mpsos-real-life-case-study-with-kelly-brantley/</link>
		<comments>http://www.moneyplansos.com/021-mpsos-real-life-case-study-with-kelly-brantley/#comments</comments>
		<pubDate>Wed, 22 Jun 2011 04:36:44 +0000</pubDate>
		<dc:creator>Steve Stewart</dc:creator>
				<category><![CDATA[Podcast Episodes]]></category>
		<category><![CDATA[Financial Coaches]]></category>
		<category><![CDATA[Real Life Case Study]]></category>

		<guid isPermaLink="false">http://www.moneyplansos.com/?p=2321</guid>
		<description><![CDATA[Kelly Brantley from Financial Freedom Counseling Service Our guest coach in this Real Life Case Study is a Dave Ramsey Certified Counselor (that guy in the picture with her) who has been helping individuals, couples, churches, and businesses with their &#8230; <a href="http://www.moneyplansos.com/021-mpsos-real-life-case-study-with-kelly-brantley/">Continue reading <span class="meta-nav">&#8594;</span></a>]]></description>
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		<slash:comments>1</slash:comments>
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