Category Archives: Financial Literacy Month

Moving is a time when you really don’t want to be building up debt. You should be concentrating on getting settled, adjusting to a new location, and building wealth with your new job. Matt Wegner from FinancialExcellence.net shares his thoughts … Continue reading →

As you work hard to change your money habits, don’t mistake spending less on gifts for being “cheap” or “unloving”. You can give GREAT gifts if you’ll just consider what the gift recipient enjoys most. Trinkets are nice, but they … Continue reading →

Carrie from CarefulCents.com gives a brief explanation of taxable income and tax brackets. Determine taxable income Take the total of all income (W2 or self-employed such as from a 1099) and subtract any exemptions or deductions. The 6 tax brackets … Continue reading →

Brad Chaffee from EnemyOfDebt.com offers some great advice for those who are falling behind on debt payments and considering bankruptcy. The Pro-rata Method can keep creditors off your back and help you avoid future judgments, or the execution of a judgment … Continue reading →

Jon White, Personal Finance Coach giving a new perspective on your money, shares 3 ways to pay for your child’s college education. It pays to plan ahead and either take advantage of tax-favored accounts (529 or ESA plans) or strengthen … Continue reading →

There are five rules OnTargetCoach and his wife follow when it’s time to work on the household budget: Rule #1: Invite your spouse – do it a few days ahead and in person (don’t text the invite!) Rule #2: Bring snacks (or dessert) – … Continue reading →

Jeff Rose from GoodFinancialCents.com tells us how mutual funds are like chicken and vegetable soup. It’s convenient You don’t have to measure out the ingredients or even chose what goes into it. The hard work has already been done for you.  When … Continue reading →

Julia Graylion from PromisesFC.com encourages us to be resourceful – at home and at work.  Paying off debt and committing to live within your means is not only an acknowledgement of the finite nature of your money. Living within your means also … Continue reading →

Bradley Vinson from BradleyVinson.com explains what he feels is the most important step to debt freedom: H.O.P.E for a life without financial stress. Hate debt Organize life Prioritize Engage with positive people

Marc Prosser describes the differences between Stocks and Bonds Stocks: You own a part of a company. When a company makes profits you do well. You can get a piece of those profits back in the form of dividends or … Continue reading →